Sumit Agarwal

Low Tuck Kwong Distinguished Professor of Finance and a Professor of Economics and Real Estate at the National University of Singapore

Sumit Agarwal is Low Tuck Kwong Distinguished Professor of Finance at the Business School and a Professor of Economics and Real Estate at the National University of Singapore. He has also worked as a professor of Finance at the McDonough School of Business, the Vice-Dean of Research at the National University of Singapore, a Senior Financial Economist at the Federal Reserve Bank of Chicago, and as a Senior Vice President and credit risk management executive in the small business risk solutions group at Bank of America. His research involves issues relating to financial institutions, household finance, behavioral finance, international finance, real estate markets, and capital markets.

Dr. Agarwal has received numerous awards for his research. He has published over fifty research articles in journals including the American Economic ReviewQuarterly Journal of EconomicsJournal of Political EconomyJournal of FinanceJournal of Financial EconomicsReview of Financial StudiesReview of Economics and StatisticsManagement ScienceJournal of Financial Intermediation, and Journal of Money, Credit, and Banking, among others. Additionally, he has written a book titled Kiasunomics and also co-edited a collected volume on Household Credit Usage: Personal Debt and Mortgages. He been featured on various media outlets like the BBC, CNBC, and Fox on issues relating to finance, banking, and real estate markets. Dr. Agarwal’s research is widely cited in leading newspapers and magazines like the Wall Street Journal, The New York Times, The Economist, and the U.S President's Report to Congress.

Dr. Agarwal has held numerous consultancy positions, including for the National University of Singapore, Financial Conduct Authority, Bank for International Settlement, Monetary Authority of Singapore, Inter-American Development Bank, Korean Development Institute, and the World Bank-IFC.

He holds a Ph.D. and M.A. in Economics from the University of Wisconsin, Milwaukee, and a B.S. in Computer Science from University of Wisconsin, Milwaukee.