The Vega team and experts have significant experience consulting and providing expert testimony regarding consumer finance including mortgages, student loans, auto loans, lines of credit, and credit and debit cards. We have been engaged by both the leading providers of these consumer finance products as well as classes of consumers. Experts in our Consumer Finance practice include academics and industry professionals that use sophisticated models to analyze consumer behavior in both litigation and regulatory investigations.
Our team is experienced using large datasets to address issues in these engagements. Vega has state of the art capabilities to efficiently and securely manage sensitive consumer data.
Example Engagements
Control of Payment Instruments by Minors: In I.B., by and through Glynnis Bohannon, et al. v. Facebook, Inc. (N.D. Cal. No. 5:12-cv-01894), the Vega team supported an expert in providing testimony and analysis in a class-action case involving payments made by minors on an online platform. The expert analyzed the website’s data to identify unauthorized transactions made by minors. The Vega expert also analyzed the practicalities of proposed controls on unauthorized transactions by minors in the context of internet platforms.
Consumer Credit After Bankruptcy: The Vega team supported an expert who provided a rebuttal analysis of borrower FICO scores before and after bankruptcy, borrowing behaviors, the impact of derogatory information in credit files, and interest rates offered to consumers after bankruptcy.
Experts
Low Tuck Kwong Distinguished Professor of Finance and a Professor of Economics and Real Estate at the National University of Singapore
- Consumer Finance
- Financial Institutions
- Real Estate
Senior Advisor at Vega Economics
- Data Science & Statistics
- Securities & Finance
- Healthcare & Health Economics
- Valuation
- Consumer Finance
- Financial Institutions
Associate Professor at UNC Kenan-Flagler Business School
- Consumer Finance
- Real Estate
- Securities & Finance
Charles Evans Gerber Professor of Law at Columbia Law School
- Valuation
- Bankruptcy & Financial Distress Litigation
- Consumer Finance
Assistant Professor at the Universidad de Chile
- Antitrust & Competition
- Consumer Finance
- Consumer Finance
- Corporate Finance
- Financial Institutions
- Securities & Finance
Glenn Klimek Professor of Finance at Leavey School of Business, Santa Clara University
- Securities & Finance
- Consumer Finance